Friday, October 29, 2010

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Lesson 4: Coupon Lingo

Lesson 4: Coupon Lingo

$1.00/1, $2.00/1, etc: One dollar off one product, two dollars off one product, etc.

BOGO: Buy one, get one. Will usually end with “free” or “half off” meaning buy one, get one half off, or buy one get one free.

B1G1, B2G1: Another way to write ‘buy one, get one’. The “B” stands for “buy”, the G stands for “get”. The numbers indicate how many of a product you must buy to qualify and the number of products you get when you redeem the coupon or offer. B1G1= Buy one, get one. B2G1= Buy two, get one B2G2= Buy two, get two

ECB: Extra Care Buck CVS pharmacy program; now renamed Extra Bucks.

EXP: Expires or Expiration Date

IP: Internet Printable coupons may be printed right from your home computer. Usually limited to 2 prints per computer, download quick and safe printing software to be able to print securely from home.

MIR: Mail in Rebate, refers to rebates which must be submitted by mail. These are the traditional rebates that require you to mail in both your receipt and proof of purchase in the form of UPC barcodes.

MFR: Manufacturer abreviation.

OOP: Out-of-Pocket; refers to the amount of money you will pay a store to make your purchase. Does not include and after-purchase savings, coupons or rebates.

OYNO: On Your Next Order. Store promos such as Spend $25, save $10 on your next shopping order. OYNO refers to savings that you will not see on your first transaction, but that may be applied to your next purchase. Most OYNO coupons have no minimum purchase. If you spend $25 and receive a coupon worth $10 off your next order, there is no minimum purchase on that next order. If you spend and value over $10, you may redeem your coupon. If you spend under $10, you may use your coupon, but will forfeit the difference.

P&G: Proctor and Gamble manufacture a wide range of consumer goods and are one of the largest corporations in the world. Proctor and Gamble puts out monthly coupon inserts filled with coupons for a variety of Proctor and Gamble produced brands, just a few of which include: Always, Bounty, Crest, Dawn, Gillette, Olay, Pampers and Tide.

PSA: Prices starting at; when a group of items are on sale, such as Fiber One products 25% off. We might write “PSA $2.09″ and list a group of Fiber One coupons. This means that the cheapest Fiber One product is $2.09 and prices go up from there.

Q: Coupon abbreviation.

RR: Register Rewards. Walgreens drugstore rewards program, and version of the catalina coupon. Look for the same machines located at register, dispensing long receipt-like coupons that may be used on a future purchase. RRs cannot be ‘rolled’ like catalinas.

RP: Red Plum. Formerly known as Vallasis, Red Plum coupon inserts and website feature coupons from a variety of manufacturers. Red Plum is part of Valassis Interactiv.

SCR: Single Check Rebate, Rite Aid Drugstore monthly rebate program. Each month pick up your rebate booklet to see hundreds of dollars in possible rebate savings. Shop with coupons, save your receipts and enter quick information online. The SCR system stores all your rebates and totals them each month. Request your monthly check be mailed to you and cash it like any other check! No clipping barcodes or UPCs, no mailing or stamping an envelope.

SS: Smart Source. A marketing company, like RP, Smart Source coupon inserts and website feature coupons from a variety of manufacturers. Smart Source is part of News America Marketing Co. Smart Source coupon inserts can be found in most Sunday papers.

WAGS: Abbreviation for Walgreens Drugstore

UPC: Universal Product Code. Bar code printed on product packages that can be scanned electronically.

WYB: When You Buy. Some sales or coupons require purchase of multiple items.

YMMV: Your Mileage May Vary. A phrase used to describe that an experience one shopper has may differ from your experience. One store may allow you to stack additional promos and another location may not do the same. Some stores, such as that ‘one’ SuperCenter, who do not have a universally enforced coupon policy will often let one customer do one thing and another do something completely different. If we receive an email from a reader with a great shopping scenario, we might report it and say, YMMV until we see if stores nationwide are allowing the same scenario.

Couponing Sites



I will try not to overload you but wanted to share some really good Websites to help in your couponing journey!


AWESOME Coupon Forum/blogs

There are ALOT ALOT of couponing blogs out there!!!!

(one of my fav places to visit) http://www.afullcup.com/








Printable coupons

http://www.coupons.com/ (my FAV please to print)








Electronic Coupons (ones you would add to your dillons card)





(if you do not have a dillons in your area, this also works for kroger stores, except go to http://www.kroger.com/ instead of dillons)


Coupon Purchasing Sites

(we haven't covered this yet, I guess now it a good time :) )





Coupon Purchasing.......... You find a really good deal on 1 box of Mac & cheese, but you only have 1 coupon from the paper, or maybe you are one of those that buy 3 newspapers, so you have 3 coupons, or maybe your friends save for you also so you have 5 coupons... BUT it's a REALLY good sale, you might even end up getting it free (example: It's on sale for 50 cents, and your coupon is 50 cents off, so you get it free) but you are wanting to stock up and really wishing you have more coupons to do so. Well this where the coupon purchasing sites come in. I have placed a few orders myself and on wednesdays when I sit down with the sale ads and my coupons I also check these sites to see what they have.(they are always adding new ones) I have purchased 50 coupons for $2.... getting all those 50 items free, is WELL worth that $2.


ok so you are saying.. Ha Ha What a joke, I would NEVER pay for coupons! Well I don't normally either... unless I find something I can get for free or close to it, then you better believe i use it!!!!!!!!!!! (Feel free to ask me more about this, it can be confusing at first) It takes me 3-4 days to recieve coupons (if you sit down the first say of ad, you get your coupons in plenty of time to use on that weeks sale)




Make sure to check out my other couponing lessons if you haven't had a chance!!!!


Thursday, October 28, 2010

Lesson 3: How to shop with Coupons


So we have covered "Where to find coupons" & " organizing" Now you are ready to go shopping!!!!!!!!

The following tips will help you get the most for your money!




  • If you store has a loyalty card sign up for it!!!! Many stores will only allow you to get their sale prices if you have their cards.


  • Check your stores weekly ads for sales and match up your coupons with those sales. There are many blogs and forums that post deals for your store, then all the work is done for you! :)


  • Make a list before you shop (this is important or you will spend hours wondernig around and in a mess) I always make a list of what I am going to get and have my coupons ready to use. BUT always take your coupon binder with you because there are always more sales in the stores then what it posted in the sale ad (thats just a fraction of the sales)


  • Buy multiples: If you can get 7 tubes of toothpage for free or really cheap, BUY THEM! By the time you go through them, they will probally be on sale again. (I will do a post on "Where to get multiple coupons"


  • Always check the clearance section for the really cheap items you can use your coupons on (that is why it's important to take you coupon binder shopping with you!!!!!)


  • Check the meat department! Most stores will discount meat that is getting close to it's "Sell by" date. I get alot of cheap packs of meat and I will break them down and freeze and use later.


  • Price Match: Walmart and other stores will price match competitor's sale ad prices. The items much be identical to get the price match. Example: Summerfresh Store sale ..Phillsbury Cinn Rolls 8 count 1.99 .. then you take it to walmart.. you can not get the 5 count! :)


  • See a great deal on chips but the expiration date is soon and you know you will not use them buy then.. thats ok.. FREEZE them! Yes chips/crackers/can bisquits (yes put the can and all in the freezer and it will be fine) cookies , etc They all freeze.. You can freeze most anything... but I would not recommend freezing Skim Milk or sour cream!


  • Take the time when your sale ads come out to sit down and start looking through your coupons you have and also looking online to see if there are any to match the sales.


  • DON'T try to use your coupons as soon as they come out/you get them.... Most likely your item will not be on a good sale then.. Save them until they are on sale!


  • Watch and keep a list of the lowest/highest prices you see your items you use... it's a good idea to keep this in your binder. Most of the time when an item hits the lowest price... it will be that price again in 12 weeks!



Stockpiling:

The number one reason most people don't coupon (or don't for very long) is they don't understand the concept of stockpiling. I hear hear statements like "I used to take coupons to the store but I just didn't save enough to make it worthwhile" or "It's not worth all the trouble to coupon if I'm only going to save a few dollars here and there" If all you're doing is cutting coupons for regular weekly shopping trips then both of those statements are probably true. In order to save BIG bucks you need to learn the art of stockpiling.

This is number 1 reason you need to have several copies of the Sunday paper coupon inserts! When you find dish soap on sale for cheap or free, buy 5-6 of them. When you find cans of soup for 10 cents, buy several of them and so on. Pretty soon you'll have a stockpile of items that cost VERY little. The more you have in your stockpile, the less you'll have to buy on your weekly shopping trips. After awhile you'll find you're buying very little reg priced items and saving a BUNDLE on your grocery bill. Store put things on sale in cycles, so by the time you've used up your stockpile on something it will be on sale again!!!!

What does your family use the most? If you only used ketchup every once in awhile then just buy 2 instead of 5. You stockpile will depends on you and your family's wants and likes!

Designate a closet, cabinet, shelf (I use shelving in the garage for my stockpile) for your stockpiled items. If you don't have enough room to keep it all in one place, split it up.

Now you're going to hit the store and SHOP SHOP SHOP!!!!!! Next Lesson we will talke about advanced ways to use coupons to save even more money.



Some lessons that will be coming soon:



  1. (next lesson) Coupon Money Makers


  2. Learning Coupon Lingo


  3. Great coupon websites/blogs/forums


  4. Are you really saving money??


  5. and much more coupon information, tips, ideas, etc!!!!

If you haven't had a chance to read the other lessons, take a look:


 


Tuesday, October 26, 2010

Couponing Lesson 2 (Organizing)

I hope you enjoyed the first lesson on where to find coupons (there was alot that could've been added, but I will fill you in on that later on, don't want to overwhelm you in the beginning) Today we will be talking about Organizing you coupons. This is a VERY important part of couponing!!! There are so many that clip coupons, then just put them away and they do not get the full benefit because they expire before you find them to use them.


There are sooooooo many way that you can store them. I am not going to talk about all of them, just going to talk about how I store mine. I have tried a few different ways and BY FAR this is my fav! My coupons do not expire before I use them, and I am able to see all of them without dropping them all over the floor!
(Here are a few pictures of my coupon binder and yes I take it right in the store right along with me.... I will explain my setup!... For my pictures and ideas for your own coupon binder.. Go to google and search "coupon binder" also type it in on youtube and you will see LOTS of examples!!! )
Here is the front, in the zipper I have scissors, pens, highlighter, mini post it notes and calculator)



Once I open it has a file type fold out on the left. That is where I store coupons not yet clipped, my printed shopping lists (for when I need to make one out) and resturant coupons!





Next I have My coupons Divided into categories. (This is totally left up to you... some divid alphbetically, expirations dates .. etc. There is no wrong way!... this is what works best for me)
My catogeries include..... Beverages, Dairy/Fridge, Frozen food, Snacks, Misc. Grocery, Cleaning/laundry, Health & Beauty, Medicane/First Aid, Paper Products, Non Grocery.


Behind each category tab you will find baseball card holders... that is what my coupons are stored it.. WORKS GREAT! I am able to see each and every one and see when they expire. Therefore when I walk up and down the isles in the grocery store I can just turn my pages and see if I have coupons for the items that are on sale!


Behind all the coupons .. I have more tabs for the stores I shop at. I bought the dividers that have folders on the front of them so I can store their weekly ads on the front. Then behind each tab I have the stores coupon policy printed out(this is very important.. ALOT of cashiers honestly do not know their stores policy and this will cut down on the time at the checkout) ... also behind each tab I have more baseball card holders to put my store coupons (each store has their own that can only be used there) and also I put that stores rainchecks in there too (very important to get rainchecks when an item is out of stock)


I know i have enclosed alot of information, but if you have any questions feel free to ask in the comment area here or look me up on Facebook!!! Thanks for looking!
Next Lesson..... How to shop with coupons!!!!
If you missed lesson 1 you can check it out here...

Saturday, October 23, 2010

Couponing 101 Lesson 1


Lesson 1 Where to find coupons

1. Sunday Paper: There are several places to find coupons, but your best place is your Sunday paper. Don't just stick with your town, go for the towns next to you also if they are available! (example: If you live in Springfield, MO.... buy the Kansas City & St. Louis paper also) Considering buying more than one to have multiple coupons of each item (for when you run along a great deal)

2. Online: You can find printable coupons online. Here are a few websites with great coupons

Coupons.com (my fav)

Redplum.com

SmartSource.com

Also check different manufacture websites (kraft, tide, charmin etc)

3. Grocery Store: Here are a few places to look for coupons when you shop
Store plus cards (Dillions, kroger & other kroger branches... you can go to their website and download coupons right onto your plus cards and when they scan your card it will redeem itself)

Store Ads (many stores will have coupons in their weekly ads)

Blinkies (sometimes along the isle in machines that blink)

4. Magazines: "All You" magazine is one of my favs for coupons!

5. Blogs and forums: There are many places online where people post and share coupons



Keep following along as I share more lessons!!! Happy couponing

Next Lessson Organizing Coupons

Friday, October 22, 2010

SAVING $$$$$$$$$$$

Last Monday Night I attended a coupon class and WOW,... what alot of information that I had no clue about! Just a few things that were covered....

  • Types of Coupons (yes there is more than one kind, therefore you can "stack" them)
  • Where to find coupons (don't just stick to your local Sunday paper, also get the next large city if it's available in your area... you can also print ALOT of free ones online)
  • Loyalty Cards (cards you can get in stores to help add up points, save $ , you can even load coupons onto your dillions (kroger) cards from their website)
  • (My Fav thing) Matching Coupons with Sale Ad's (therefore making some items free and even just a few pennies)
  • Understanding your coupons
  • Maximizing your savings (Knowing your store's prices, knowing their policys, combine store coupons with manufacturer's coupons, store promotions, etc)
  • Organizing (This is VERY important... I have put together a coupon binder (there are all kinds just search for them in google or look on youtube... I will be posting pics/video of mine soon)
  • Using the internet to find deals
  • and much much much more!!!!!!

WELL worth the class... and if you would like anymore information on the classes (she does several kinds, hopefully I will get to attend them all) You can go to her website! http://www.gatewaytosaving.com/ LOTS of great information!!!!!

I plan on using this blog still for my love of crafts but I am also going to include lots of great deals, things I learn along this couponing journey and much more!!! So Keep checking back and lets see what we can all learn together! if you have anyting you would like me to post please let me know I will be sure to include it!!! You can also email me at dimocks04@yahoo.com

THANKS FOR FOLLOWING ALONG THIS JOURNEY!!!!!!! :)

Thursday, October 21, 2010

Update on Homemade Dishwasher Detergent

So I tried using it a few times, but everytime my dishes came out with a powdery film on them... So if this is happening to you, then you need to add vineger either instead of jetdry .. or just add a few drops on top of the homemade detergent and taht should take care of it!!! :)